Determine what you can
afford
Each buyer is unique - and we'll help you
find out just what you can afford. Your
income and your debts will typically play
the biggest roles in determining your price
range. It's simple to make an estimate,
just run the numbers for yourself using
our Affordability
Calculator.
Figure out your funding
A range of mortgage options are available,
and we'll help you determine which can work
for you - some loans require little money
down. You'll also need to consider closing
costs and the escrow account for taxes and
insurance. But don't get overwhelmed: it's
a snap to figure out how much money you'll
need using the Affordability
Calculator.
Less-than-perfect credit
report?
Don't worry, there are options that are
ideal for those who have a few "dings"
on their credit report. Work with your lender
to develop an individual mortgage program
based on your unique credit worthiness.
Loan Programs
Finding the best loan program for your
needs depends on a number of factors, including:
How long you'll stay in the home;
How much money you'll put down;
How you'll finance the closing costs.
For information on the loan programs and
rates available just visit
Loan Programs.
Tax Benefits
You may be able to deduct the interest
you pay on the mortgage loan and some of
the financing costs of the home, such as
points. And your property taxes could be
deductible. You should consult your tax
advisor for more information. |